Get Smart About Your Insurance Coverage Take time to double-check your insurance coverage! Although most Americans feel they have about the right amount of insurance coverage (67 percent), only 28 percent say they understand the details of the coverage "very well," according to a recent survey by the National Association of Insurance Commissioners (NAIC). When it comes to insurance, knowledge is your best policy. That’s why DISB is encouraging you to get smart about your insurance coverage. Getting smart  isn’t about selling or canceling insurance policies, it’s about making sure you and your family are properly covered. DISB is the best resource for insurance-related questions and concerns that District residents may have.  There are several steps you can take to get smart about your insurance coverage: Call us at (202) 727-8000 or search this website for free tips and information prior to purchasing health, life, auto, home or other insurance coverage. Schedule a routine "check-up" with your insurance providers at least once a year. Talk to your agent and be sure to inquire about the cost benefit of opting for higher deductibles. Ask specifically about discounts for good driving records, good health, good grades, special education or training. Shop around for identical products and services. Not every company charges the same rate. Remember that an insurance policy is a legal document. Read it carefully and ask questions if you don't understand. View or download the "Get Smart" brochure.* Take the interactive "Get Smart" quiz. * This document is presented in Portable Document Format (PDF) and a PDF reader is required for viewing. Download a PDF reader or learn more about PDFs.